Bridge Loans
Short-term bridge financing for real estate investors needing fast capital to acquire, refinance, or stabilize investment properties.
A private lending partner built for speed, transparency, and investor success.
Receive pre-approvals and term sheets in hours, not days, so you can move quickly on deals.
Access hard money and DSCR loans with clear pricing, no hidden fees, and investor-friendly terms.
Nearly all of our investors recommend Chavez Capital thanks to our hands-on support and results-driven approach.
We’ve funded over $70 million in real estate investment loans nationwide, helping investors scale with confidence.
At Chavez Capital, we help real estate investors secure fast, flexible financing to grow their portfolios. As a private money lender, we specialize in hard money and DSCR loan solutions for commercial and investment properties across the U.S.
Our team does the heavy lifting—from structuring your loan to guiding you through closing—so you can focus on sourcing and executing great deals. Every loan is tailored to the property, the strategy, and the investor.
No dejes que las barreras del idioma te impidan invertir en bienes raíces. Nuestro equipo ofrece atención completa en español.
Short-term bridge financing for real estate investors needing fast capital to acquire, refinance, or stabilize investment properties.
Short-term hard money loans for investors purchasing, renovating, and reselling residential properties.
Long-term financing for rental property purchases based on property cash flow, not personal income.
Refinance existing rental properties using DSCR-based financing to improve cash flow or pull out equity.
Construction financing for investors building residential or mixed-use properties from the ground up.
Financing solutions for multifamily rental properties, including small and mid-sized apartment buildings.
Private financing for commercial and mixed-use investment properties tailored to your strategy.
Every real estate deal is different. At Chavez Capital, we take the time to understand your investment goals and help you choose the financing option that best fits your needs.
Whether you’re evaluating a fix & flip, rental purchase, bridge loan, or construction project, our lending specialists are here to guide you through the process.
Chaves team are so far the best with i with with they're with you step by step to make sure your deal gets done on time and save you money great job Chaves team i want to thank you to Jorge,Daniela, and Jaime you guys are the best.
Chavez Capital is the best thing that could have happened to me, it was meeting him, and being part of their team because that is what Chavez Capital offers you, they work with you hand in hand during the process of acquiring your property. Read More
My husband and I are Real estate investors in the Chicago area. We had heard high praise about Chavez Capital for sometime, so we knew once we needed hard money to expand our business who to contact! Jorge, Danny, and their entire team. Read More
I have worked on some deals with Chavez capital and actually we have few more to close on January. My experience with them has been awesome, always very attentive and excellent communication. Read More
I’m thrilled to share my experience working with Chavez Capital, led by Jorge Chavez and his incredible team. While there were challenges along the way, their expertise and dedication ensured every issue was addressed and resolved effectively. Read More
Chaves capital helped me on two of my rental properties refinancing. They are very attentive to their costumer services in all processes. I will definitely work with them again. Read More
My experience with Chavez Capital has been excellent, the customer service is the best. I love how they guided me through the entire process. I recommend them 100% Read More
But don’t just take our word for it - check out what our customers have to say about their experience with us: Excellent Based on the testimonials
Whether you’re looking to fund your next deal or explore investment opportunities, our team is here to help.
Timelines vary by loan type. Many hard money and bridge loans can close in as little as 7–14 days. DSCR and rental loans typically take about 30 days, depending on documentation, appraisal, and underwriting.
Refinance eligibility depends on the loan program and property condition. Some bridge and DSCR programs allow refinancing once the property is stabilized or meets seasoning requirements.
Required documents vary by loan program but commonly include a loan application, purchase contract or settlement statement, scope of work (if applicable), entity documents, and property details.
Yes, Chavez Capital provides financing for real estate investors in 46 states. We do not currently lend in UT, MN, VT, or SD.
We focus primarily on the property and the deal, not just the borrower. Most loan programs require a minimum credit score of 660, though requirements may vary by program.
Yes, ITIN borrowers may be eligible depending on the deal structure, credit profile, background check, and real estate experience.
We finance a wide range of investment properties, including:
Loan amounts depend on the loan program, property type, value, and strategy. Financing may be based on purchase price, current value, or ARV (after-repair value).
Experience is helpful but not always required. Some programs are more flexible for first-time investors, while others may require a proven track record.
Our team reviews your property, investment strategy, timeline, and exit plan to match you with the most appropriate loan program. You can apply online or speak with a lending specialist for guidance.
Our loan process is designed to provide clear terms upfront and move efficiently from application to funding.
Complete our online application so our lending team can review your deal and provide initial terms.
After confirming terms, upload required documents. Processing reviews the file and resolves corrections.
Underwriting completes full review and prepares the loan for approval.
Receive final approval and updated term sheet.
Closing team prepares documents and funds the loan once conditions are met.