Fix N Flip

Funding the Purchase and the Rehab

A Fix and Flip Loan, also known as hard money or bridge loan, is a specific type of asset-based loan financing in which a borrower receives funds secured by the value of a parcel of real estate.

At Chavez Capital, we work with lenders that specialize in loans for fix-n-flip property opportunities. Call or email us today and we can get you the best rate quote from one of these preferrred lenders!

Many Fix and Flip mortgages are made by private investors, generally in their local areas. Usually the credit score of the borrower is not important, as the loan is secured by the value of the collateral property. Typically, the maximum loan to value ratio is 65-70%. That is, if the property is worth $100,000, the lender would advance $65,000-70,000 against it. This low LTV provides added security for the lender, in case the borrower does not pay and they have to foreclose on the property.

Reach out today for more information on hard money real estate loans in Texas

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